{smcl}
{txt}{sf}{ul off}{.-}
      name:  {res}<unnamed>
       {txt}log:  {res}/Users/sebastiantonke/Desktop/Replication Package/Replication files experiment/output_logs/table A14.smcl
  {txt}log type:  {res}smcl
 {txt}opened on:  {res}12 Jul 2023, 02:12:02
{txt}
{com}. 
. local controls "itt2lowdso itt2highdso itt3lowdso itt3highdso dsomedian premeaninvoicew presumpaymentratiow preage_of_accountw preclosingbalancew prepaidcounttotal interviewerdummy* datedummy* schemedummynew*"
{txt}
{com}. 
. probit paidcount `controls' if t==14, vce(cluster customer)

{txt}note: interviewerdummy16 omitted because of collinearity
note: datedummy14 omitted because of collinearity
note: datedummy18 omitted because of collinearity
note: schemedummynew54 omitted because of collinearity
{res}{txt}Iteration 0:{space 3}log pseudolikelihood = {res: -6748.296}  
Iteration 1:{space 3}log pseudolikelihood = {res:-5963.0009}  
Iteration 2:{space 3}log pseudolikelihood = {res: -5961.228}  
Iteration 3:{space 3}log pseudolikelihood = {res:-5961.2279}  
{res}
{txt}Probit regression{col 49}Number of obs{col 67}= {res}     9,823
{txt}{col 49}Wald chi2({res}94{txt}){col 67}= {res}   1368.18
{txt}{col 49}Prob > chi2{col 67}= {res}    0.0000
{txt}Log pseudolikelihood = {res}-5961.2279{txt}{col 49}Pseudo R2{col 67}= {res}    0.1166

{txt}{ralign 85:(Std. Err. adjusted for {res:9,823} clusters in customer)}
{hline 20}{c TT}{hline 11}{hline 11}{hline 9}{hline 8}{hline 13}{hline 12}
{col 21}{c |}{col 33}    Robust
{col 1}          paidcount{col 21}{c |}      Coef.{col 33}   Std. Err.{col 45}      z{col 53}   P>|z|{col 61}     [95% Con{col 74}f. Interval]
{hline 20}{c +}{hline 11}{hline 11}{hline 9}{hline 8}{hline 13}{hline 12}
{space 9}itt2lowdso {c |}{col 21}{res}{space 2} .0723393{col 33}{space 2} .0474191{col 44}{space 1}    1.53{col 53}{space 3}0.127{col 61}{space 4}-.0206004{col 74}{space 3}  .165279
{txt}{space 8}itt2highdso {c |}{col 21}{res}{space 2} .0880297{col 33}{space 2} .0458695{col 44}{space 1}    1.92{col 53}{space 3}0.055{col 61}{space 4} -.001873{col 74}{space 3} .1779323
{txt}{space 9}itt3lowdso {c |}{col 21}{res}{space 2} .1736578{col 33}{space 2} .0475514{col 44}{space 1}    3.65{col 53}{space 3}0.000{col 61}{space 4} .0804588{col 74}{space 3} .2668569
{txt}{space 8}itt3highdso {c |}{col 21}{res}{space 2} .2527182{col 33}{space 2} .0465651{col 44}{space 1}    5.43{col 53}{space 3}0.000{col 61}{space 4} .1614522{col 74}{space 3} .3439841
{txt}{space 10}dsomedian {c |}{col 21}{res}{space 2}-.1637923{col 33}{space 2} .0488916{col 44}{space 1}   -3.35{col 53}{space 3}0.001{col 61}{space 4}-.2596181{col 74}{space 3}-.0679665
{txt}{space 4}premeaninvoicew {c |}{col 21}{res}{space 2}-.0001855{col 33}{space 2} .0000673{col 44}{space 1}   -2.76{col 53}{space 3}0.006{col 61}{space 4}-.0003174{col 74}{space 3}-.0000535
{txt}presumpaymentratiow {c |}{col 21}{res}{space 2}-.1241499{col 33}{space 2} .0265202{col 44}{space 1}   -4.68{col 53}{space 3}0.000{col 61}{space 4}-.1761286{col 74}{space 3}-.0721712
{txt}{space 1}preage_of_accountw {c |}{col 21}{res}{space 2}-.0003898{col 33}{space 2}  .000369{col 44}{space 1}   -1.06{col 53}{space 3}0.291{col 61}{space 4}-.0011132{col 74}{space 3} .0003335
{txt}{space 1}preclosingbalancew {c |}{col 21}{res}{space 2} .0000173{col 33}{space 2} .0000132{col 44}{space 1}    1.31{col 53}{space 3}0.191{col 61}{space 4}-8.65e-06{col 74}{space 3} .0000433
{txt}{space 2}prepaidcounttotal {c |}{col 21}{res}{space 2} .1910242{col 33}{space 2} .0062837{col 44}{space 1}   30.40{col 53}{space 3}0.000{col 61}{space 4} .1787085{col 74}{space 3} .2033399
{txt}{space 2}interviewerdummy1 {c |}{col 21}{res}{space 2}-.1237179{col 33}{space 2} .0684226{col 44}{space 1}   -1.81{col 53}{space 3}0.071{col 61}{space 4}-.2578237{col 74}{space 3}  .010388
{txt}{space 2}interviewerdummy2 {c |}{col 21}{res}{space 2}-.0116909{col 33}{space 2} .0688072{col 44}{space 1}   -0.17{col 53}{space 3}0.865{col 61}{space 4}-.1465506{col 74}{space 3} .1231689
{txt}{space 2}interviewerdummy3 {c |}{col 21}{res}{space 2}-.1759276{col 33}{space 2} .0759453{col 44}{space 1}   -2.32{col 53}{space 3}0.021{col 61}{space 4}-.3247776{col 74}{space 3}-.0270775
{txt}{space 2}interviewerdummy4 {c |}{col 21}{res}{space 2}-.0649465{col 33}{space 2} .0708385{col 44}{space 1}   -0.92{col 53}{space 3}0.359{col 61}{space 4}-.2037874{col 74}{space 3} .0738944
{txt}{space 2}interviewerdummy5 {c |}{col 21}{res}{space 2}-.1275623{col 33}{space 2} .0694382{col 44}{space 1}   -1.84{col 53}{space 3}0.066{col 61}{space 4}-.2636587{col 74}{space 3} .0085341
{txt}{space 2}interviewerdummy6 {c |}{col 21}{res}{space 2}   .01941{col 33}{space 2} .0752456{col 44}{space 1}    0.26{col 53}{space 3}0.796{col 61}{space 4}-.1280687{col 74}{space 3} .1668887
{txt}{space 2}interviewerdummy7 {c |}{col 21}{res}{space 2}-.1113253{col 33}{space 2} .0771813{col 44}{space 1}   -1.44{col 53}{space 3}0.149{col 61}{space 4}-.2625978{col 74}{space 3} .0399472
{txt}{space 2}interviewerdummy8 {c |}{col 21}{res}{space 2}-.0167208{col 33}{space 2} .0706139{col 44}{space 1}   -0.24{col 53}{space 3}0.813{col 61}{space 4}-.1551215{col 74}{space 3}   .12168
{txt}{space 2}interviewerdummy9 {c |}{col 21}{res}{space 2}-.0108205{col 33}{space 2} .0691908{col 44}{space 1}   -0.16{col 53}{space 3}0.876{col 61}{space 4}-.1464319{col 74}{space 3} .1247909
{txt}{space 1}interviewerdummy10 {c |}{col 21}{res}{space 2}-.0656831{col 33}{space 2} .0727792{col 44}{space 1}   -0.90{col 53}{space 3}0.367{col 61}{space 4}-.2083277{col 74}{space 3} .0769614
{txt}{space 1}interviewerdummy11 {c |}{col 21}{res}{space 2} .1744384{col 33}{space 2} .0947057{col 44}{space 1}    1.84{col 53}{space 3}0.065{col 61}{space 4}-.0111813{col 74}{space 3} .3600581
{txt}{space 1}interviewerdummy12 {c |}{col 21}{res}{space 2}-.0340066{col 33}{space 2} .0672336{col 44}{space 1}   -0.51{col 53}{space 3}0.613{col 61}{space 4}-.1657822{col 74}{space 3} .0977689
{txt}{space 1}interviewerdummy13 {c |}{col 21}{res}{space 2}-.1365533{col 33}{space 2} .0775861{col 44}{space 1}   -1.76{col 53}{space 3}0.078{col 61}{space 4}-.2886192{col 74}{space 3} .0155127
{txt}{space 1}interviewerdummy14 {c |}{col 21}{res}{space 2} .0304949{col 33}{space 2} .0701531{col 44}{space 1}    0.43{col 53}{space 3}0.664{col 61}{space 4}-.1070027{col 74}{space 3} .1679925
{txt}{space 1}interviewerdummy15 {c |}{col 21}{res}{space 2}-.0289655{col 33}{space 2} .0860088{col 44}{space 1}   -0.34{col 53}{space 3}0.736{col 61}{space 4}-.1975397{col 74}{space 3} .1396087
{txt}{space 1}interviewerdummy16 {c |}{col 21}{res}{space 2}        0{col 33}{txt}  (omitted)
{space 9}datedummy1 {c |}{col 21}{res}{space 2} .0486307{col 33}{space 2} .5352109{col 44}{space 1}    0.09{col 53}{space 3}0.928{col 61}{space 4}-1.000363{col 74}{space 3} 1.097625
{txt}{space 9}datedummy2 {c |}{col 21}{res}{space 2}-.0499178{col 33}{space 2} .5536211{col 44}{space 1}   -0.09{col 53}{space 3}0.928{col 61}{space 4}-1.134995{col 74}{space 3}  1.03516
{txt}{space 9}datedummy3 {c |}{col 21}{res}{space 2} -.023718{col 33}{space 2} .0610598{col 44}{space 1}   -0.39{col 53}{space 3}0.698{col 61}{space 4} -.143393{col 74}{space 3}  .095957
{txt}{space 9}datedummy4 {c |}{col 21}{res}{space 2} .0083448{col 33}{space 2} .1239612{col 44}{space 1}    0.07{col 53}{space 3}0.946{col 61}{space 4}-.2346147{col 74}{space 3} .2513043
{txt}{space 9}datedummy5 {c |}{col 21}{res}{space 2}-.0323192{col 33}{space 2}  .101687{col 44}{space 1}   -0.32{col 53}{space 3}0.751{col 61}{space 4} -.231622{col 74}{space 3} .1669837
{txt}{space 9}datedummy6 {c |}{col 21}{res}{space 2}-.2292974{col 33}{space 2}   .07986{col 44}{space 1}   -2.87{col 53}{space 3}0.004{col 61}{space 4}-.3858202{col 74}{space 3}-.0727746
{txt}{space 9}datedummy7 {c |}{col 21}{res}{space 2}-.0397265{col 33}{space 2}  .075792{col 44}{space 1}   -0.52{col 53}{space 3}0.600{col 61}{space 4}-.1882762{col 74}{space 3} .1088232
{txt}{space 9}datedummy8 {c |}{col 21}{res}{space 2}-.0160839{col 33}{space 2} .0716614{col 44}{space 1}   -0.22{col 53}{space 3}0.822{col 61}{space 4}-.1565377{col 74}{space 3} .1243699
{txt}{space 9}datedummy9 {c |}{col 21}{res}{space 2} -.059007{col 33}{space 2} .0666438{col 44}{space 1}   -0.89{col 53}{space 3}0.376{col 61}{space 4}-.1896264{col 74}{space 3} .0716124
{txt}{space 8}datedummy10 {c |}{col 21}{res}{space 2}-.0497809{col 33}{space 2} .0605357{col 44}{space 1}   -0.82{col 53}{space 3}0.411{col 61}{space 4}-.1684287{col 74}{space 3} .0688669
{txt}{space 8}datedummy11 {c |}{col 21}{res}{space 2}-.0888292{col 33}{space 2} .0625457{col 44}{space 1}   -1.42{col 53}{space 3}0.156{col 61}{space 4}-.2114165{col 74}{space 3} .0337581
{txt}{space 8}datedummy12 {c |}{col 21}{res}{space 2}-.0126371{col 33}{space 2} .0642158{col 44}{space 1}   -0.20{col 53}{space 3}0.844{col 61}{space 4}-.1384978{col 74}{space 3} .1132236
{txt}{space 8}datedummy13 {c |}{col 21}{res}{space 2} -.051497{col 33}{space 2} .0662677{col 44}{space 1}   -0.78{col 53}{space 3}0.437{col 61}{space 4}-.1813793{col 74}{space 3} .0783852
{txt}{space 8}datedummy14 {c |}{col 21}{res}{space 2}        0{col 33}{txt}  (omitted)
{space 8}datedummy15 {c |}{col 21}{res}{space 2}-.0376225{col 33}{space 2}  .060088{col 44}{space 1}   -0.63{col 53}{space 3}0.531{col 61}{space 4}-.1553928{col 74}{space 3} .0801478
{txt}{space 8}datedummy16 {c |}{col 21}{res}{space 2}-.4680367{col 33}{space 2} .8167746{col 44}{space 1}   -0.57{col 53}{space 3}0.567{col 61}{space 4}-2.068885{col 74}{space 3} 1.132812
{txt}{space 8}datedummy17 {c |}{col 21}{res}{space 2} .0201295{col 33}{space 2}  .060456{col 44}{space 1}    0.33{col 53}{space 3}0.739{col 61}{space 4}-.0983621{col 74}{space 3} .1386211
{txt}{space 8}datedummy18 {c |}{col 21}{res}{space 2}        0{col 33}{txt}  (omitted)
{space 4}schemedummynew1 {c |}{col 21}{res}{space 2} .1344455{col 33}{space 2} .2671708{col 44}{space 1}    0.50{col 53}{space 3}0.615{col 61}{space 4}-.3891998{col 74}{space 3} .6580907
{txt}{space 4}schemedummynew2 {c |}{col 21}{res}{space 2}-.0452462{col 33}{space 2} .2489262{col 44}{space 1}   -0.18{col 53}{space 3}0.856{col 61}{space 4}-.5331325{col 74}{space 3} .4426401
{txt}{space 4}schemedummynew3 {c |}{col 21}{res}{space 2}-.0568606{col 33}{space 2} .2268458{col 44}{space 1}   -0.25{col 53}{space 3}0.802{col 61}{space 4}-.5014702{col 74}{space 3}  .387749
{txt}{space 4}schemedummynew4 {c |}{col 21}{res}{space 2}-.0625708{col 33}{space 2} .2401379{col 44}{space 1}   -0.26{col 53}{space 3}0.794{col 61}{space 4}-.5332325{col 74}{space 3} .4080909
{txt}{space 4}schemedummynew5 {c |}{col 21}{res}{space 2} .1373921{col 33}{space 2} .2453385{col 44}{space 1}    0.56{col 53}{space 3}0.575{col 61}{space 4}-.3434624{col 74}{space 3} .6182467
{txt}{space 4}schemedummynew6 {c |}{col 21}{res}{space 2}-.0719159{col 33}{space 2} .2156507{col 44}{space 1}   -0.33{col 53}{space 3}0.739{col 61}{space 4}-.4945834{col 74}{space 3} .3507516
{txt}{space 4}schemedummynew7 {c |}{col 21}{res}{space 2}-.2177699{col 33}{space 2} .2399037{col 44}{space 1}   -0.91{col 53}{space 3}0.364{col 61}{space 4}-.6879724{col 74}{space 3} .2524327
{txt}{space 4}schemedummynew8 {c |}{col 21}{res}{space 2}-.1131708{col 33}{space 2} .2119026{col 44}{space 1}   -0.53{col 53}{space 3}0.593{col 61}{space 4}-.5284923{col 74}{space 3} .3021506
{txt}{space 4}schemedummynew9 {c |}{col 21}{res}{space 2} .0681207{col 33}{space 2} .2689331{col 44}{space 1}    0.25{col 53}{space 3}0.800{col 61}{space 4}-.4589785{col 74}{space 3} .5952198
{txt}{space 3}schemedummynew10 {c |}{col 21}{res}{space 2}-.1289099{col 33}{space 2} .2158167{col 44}{space 1}   -0.60{col 53}{space 3}0.550{col 61}{space 4}-.5519029{col 74}{space 3}  .294083
{txt}{space 3}schemedummynew11 {c |}{col 21}{res}{space 2} -.032197{col 33}{space 2} .2141747{col 44}{space 1}   -0.15{col 53}{space 3}0.881{col 61}{space 4}-.4519716{col 74}{space 3} .3875776
{txt}{space 3}schemedummynew12 {c |}{col 21}{res}{space 2}-.2251756{col 33}{space 2} .2093499{col 44}{space 1}   -1.08{col 53}{space 3}0.282{col 61}{space 4}-.6354938{col 74}{space 3} .1851427
{txt}{space 3}schemedummynew13 {c |}{col 21}{res}{space 2} .1374681{col 33}{space 2} .2413411{col 44}{space 1}    0.57{col 53}{space 3}0.569{col 61}{space 4}-.3355517{col 74}{space 3} .6104879
{txt}{space 3}schemedummynew14 {c |}{col 21}{res}{space 2}-.1835662{col 33}{space 2} .2445593{col 44}{space 1}   -0.75{col 53}{space 3}0.453{col 61}{space 4}-.6628937{col 74}{space 3} .2957613
{txt}{space 3}schemedummynew15 {c |}{col 21}{res}{space 2}-.4033316{col 33}{space 2} .2325115{col 44}{space 1}   -1.73{col 53}{space 3}0.083{col 61}{space 4}-.8590456{col 74}{space 3} .0523825
{txt}{space 3}schemedummynew16 {c |}{col 21}{res}{space 2} -.171711{col 33}{space 2} .2186643{col 44}{space 1}   -0.79{col 53}{space 3}0.432{col 61}{space 4}-.6002852{col 74}{space 3} .2568631
{txt}{space 3}schemedummynew17 {c |}{col 21}{res}{space 2} .0337624{col 33}{space 2} .2445824{col 44}{space 1}    0.14{col 53}{space 3}0.890{col 61}{space 4}-.4456104{col 74}{space 3} .5131352
{txt}{space 3}schemedummynew18 {c |}{col 21}{res}{space 2} .0615319{col 33}{space 2} .2171704{col 44}{space 1}    0.28{col 53}{space 3}0.777{col 61}{space 4}-.3641141{col 74}{space 3}  .487178
{txt}{space 3}schemedummynew19 {c |}{col 21}{res}{space 2}-.0207089{col 33}{space 2} .2154686{col 44}{space 1}   -0.10{col 53}{space 3}0.923{col 61}{space 4}-.4430196{col 74}{space 3} .4016018
{txt}{space 3}schemedummynew20 {c |}{col 21}{res}{space 2}-.1856133{col 33}{space 2}  .247144{col 44}{space 1}   -0.75{col 53}{space 3}0.453{col 61}{space 4}-.6700067{col 74}{space 3} .2987802
{txt}{space 3}schemedummynew21 {c |}{col 21}{res}{space 2} .0417611{col 33}{space 2} .2573292{col 44}{space 1}    0.16{col 53}{space 3}0.871{col 61}{space 4}-.4625947{col 74}{space 3}  .546117
{txt}{space 3}schemedummynew22 {c |}{col 21}{res}{space 2}-.1497557{col 33}{space 2} .2303654{col 44}{space 1}   -0.65{col 53}{space 3}0.516{col 61}{space 4}-.6012636{col 74}{space 3} .3017521
{txt}{space 3}schemedummynew23 {c |}{col 21}{res}{space 2}-.1791881{col 33}{space 2} .2203776{col 44}{space 1}   -0.81{col 53}{space 3}0.416{col 61}{space 4}-.6111203{col 74}{space 3} .2527441
{txt}{space 3}schemedummynew24 {c |}{col 21}{res}{space 2} .1949654{col 33}{space 2} .2210096{col 44}{space 1}    0.88{col 53}{space 3}0.378{col 61}{space 4}-.2382055{col 74}{space 3} .6281362
{txt}{space 3}schemedummynew25 {c |}{col 21}{res}{space 2}-.2138311{col 33}{space 2} .2185334{col 44}{space 1}   -0.98{col 53}{space 3}0.328{col 61}{space 4}-.6421487{col 74}{space 3} .2144865
{txt}{space 3}schemedummynew26 {c |}{col 21}{res}{space 2}-.0442405{col 33}{space 2} .2484306{col 44}{space 1}   -0.18{col 53}{space 3}0.859{col 61}{space 4}-.5311554{col 74}{space 3} .4426745
{txt}{space 3}schemedummynew27 {c |}{col 21}{res}{space 2} .0432771{col 33}{space 2} .2239977{col 44}{space 1}    0.19{col 53}{space 3}0.847{col 61}{space 4}-.3957504{col 74}{space 3} .4823046
{txt}{space 3}schemedummynew28 {c |}{col 21}{res}{space 2} .0239724{col 33}{space 2} .2367111{col 44}{space 1}    0.10{col 53}{space 3}0.919{col 61}{space 4}-.4399728{col 74}{space 3} .4879175
{txt}{space 3}schemedummynew29 {c |}{col 21}{res}{space 2} .0218248{col 33}{space 2} .2576224{col 44}{space 1}    0.08{col 53}{space 3}0.932{col 61}{space 4}-.4831058{col 74}{space 3} .5267553
{txt}{space 3}schemedummynew30 {c |}{col 21}{res}{space 2}-.0407482{col 33}{space 2}  .226953{col 44}{space 1}   -0.18{col 53}{space 3}0.858{col 61}{space 4}-.4855679{col 74}{space 3} .4040714
{txt}{space 3}schemedummynew31 {c |}{col 21}{res}{space 2} .1204104{col 33}{space 2} .3464005{col 44}{space 1}    0.35{col 53}{space 3}0.728{col 61}{space 4}-.5585221{col 74}{space 3}  .799343
{txt}{space 3}schemedummynew32 {c |}{col 21}{res}{space 2} .0182316{col 33}{space 2} .2286783{col 44}{space 1}    0.08{col 53}{space 3}0.936{col 61}{space 4}-.4299697{col 74}{space 3} .4664329
{txt}{space 3}schemedummynew33 {c |}{col 21}{res}{space 2} .0757789{col 33}{space 2} .2251991{col 44}{space 1}    0.34{col 53}{space 3}0.736{col 61}{space 4}-.3656033{col 74}{space 3} .5171611
{txt}{space 3}schemedummynew34 {c |}{col 21}{res}{space 2}-.1102834{col 33}{space 2} .2196511{col 44}{space 1}   -0.50{col 53}{space 3}0.616{col 61}{space 4}-.5407917{col 74}{space 3} .3202248
{txt}{space 3}schemedummynew35 {c |}{col 21}{res}{space 2}-.0788058{col 33}{space 2}  .214223{col 44}{space 1}   -0.37{col 53}{space 3}0.713{col 61}{space 4}-.4986751{col 74}{space 3} .3410635
{txt}{space 3}schemedummynew36 {c |}{col 21}{res}{space 2} .0179458{col 33}{space 2}  .222804{col 44}{space 1}    0.08{col 53}{space 3}0.936{col 61}{space 4} -.418742{col 74}{space 3} .4546337
{txt}{space 3}schemedummynew37 {c |}{col 21}{res}{space 2} -.198873{col 33}{space 2} .2106583{col 44}{space 1}   -0.94{col 53}{space 3}0.345{col 61}{space 4}-.6117557{col 74}{space 3} .2140096
{txt}{space 3}schemedummynew38 {c |}{col 21}{res}{space 2} .0147335{col 33}{space 2} .2425457{col 44}{space 1}    0.06{col 53}{space 3}0.952{col 61}{space 4}-.4606473{col 74}{space 3} .4901142
{txt}{space 3}schemedummynew39 {c |}{col 21}{res}{space 2}-.4022205{col 33}{space 2} .3932639{col 44}{space 1}   -1.02{col 53}{space 3}0.306{col 61}{space 4}-1.173004{col 74}{space 3} .3685626
{txt}{space 3}schemedummynew40 {c |}{col 21}{res}{space 2}-.0199815{col 33}{space 2} .2198661{col 44}{space 1}   -0.09{col 53}{space 3}0.928{col 61}{space 4}-.4509112{col 74}{space 3} .4109482
{txt}{space 3}schemedummynew41 {c |}{col 21}{res}{space 2} .0452586{col 33}{space 2} .2287369{col 44}{space 1}    0.20{col 53}{space 3}0.843{col 61}{space 4}-.4030574{col 74}{space 3} .4935747
{txt}{space 3}schemedummynew42 {c |}{col 21}{res}{space 2}-.0089409{col 33}{space 2} .2290933{col 44}{space 1}   -0.04{col 53}{space 3}0.969{col 61}{space 4}-.4579555{col 74}{space 3} .4400738
{txt}{space 3}schemedummynew43 {c |}{col 21}{res}{space 2} .0585257{col 33}{space 2}   .22005{col 44}{space 1}    0.27{col 53}{space 3}0.790{col 61}{space 4}-.3727644{col 74}{space 3} .4898158
{txt}{space 3}schemedummynew44 {c |}{col 21}{res}{space 2} .0163629{col 33}{space 2} .2324501{col 44}{space 1}    0.07{col 53}{space 3}0.944{col 61}{space 4}-.4392309{col 74}{space 3} .4719566
{txt}{space 3}schemedummynew45 {c |}{col 21}{res}{space 2}-.0870931{col 33}{space 2} .2361051{col 44}{space 1}   -0.37{col 53}{space 3}0.712{col 61}{space 4}-.5498505{col 74}{space 3} .3756643
{txt}{space 3}schemedummynew46 {c |}{col 21}{res}{space 2} .0790847{col 33}{space 2} .2141269{col 44}{space 1}    0.37{col 53}{space 3}0.712{col 61}{space 4}-.3405962{col 74}{space 3} .4987657
{txt}{space 3}schemedummynew47 {c |}{col 21}{res}{space 2} .1319471{col 33}{space 2} .2316674{col 44}{space 1}    0.57{col 53}{space 3}0.569{col 61}{space 4}-.3221126{col 74}{space 3} .5860068
{txt}{space 3}schemedummynew48 {c |}{col 21}{res}{space 2} .1096253{col 33}{space 2} .2790793{col 44}{space 1}    0.39{col 53}{space 3}0.694{col 61}{space 4}-.4373601{col 74}{space 3} .6566108
{txt}{space 3}schemedummynew49 {c |}{col 21}{res}{space 2} .1484911{col 33}{space 2} .2338478{col 44}{space 1}    0.63{col 53}{space 3}0.525{col 61}{space 4}-.3098421{col 74}{space 3} .6068244
{txt}{space 3}schemedummynew50 {c |}{col 21}{res}{space 2} .0065459{col 33}{space 2} .2499119{col 44}{space 1}    0.03{col 53}{space 3}0.979{col 61}{space 4}-.4832725{col 74}{space 3} .4963642
{txt}{space 3}schemedummynew51 {c |}{col 21}{res}{space 2}-.0223607{col 33}{space 2} .2272221{col 44}{space 1}   -0.10{col 53}{space 3}0.922{col 61}{space 4}-.4677079{col 74}{space 3} .4229864
{txt}{space 3}schemedummynew52 {c |}{col 21}{res}{space 2}-.1400148{col 33}{space 2} .2239754{col 44}{space 1}   -0.63{col 53}{space 3}0.532{col 61}{space 4}-.5789984{col 74}{space 3} .2989688
{txt}{space 3}schemedummynew53 {c |}{col 21}{res}{space 2}  -.00891{col 33}{space 2} .2189506{col 44}{space 1}   -0.04{col 53}{space 3}0.968{col 61}{space 4}-.4380453{col 74}{space 3} .4202253
{txt}{space 3}schemedummynew54 {c |}{col 21}{res}{space 2}        0{col 33}{txt}  (omitted)
{space 14}_cons {c |}{col 21}{res}{space 2} -.311587{col 33}{space 2} .2162749{col 44}{space 1}   -1.44{col 53}{space 3}0.150{col 61}{space 4} -.735478{col 74}{space 3}  .112304
{txt}{hline 20}{c BT}{hline 11}{hline 11}{hline 9}{hline 8}{hline 13}{hline 12}

{com}. margins, dydx(itt2lowdso itt2highdso itt3lowdso itt3highdso dsomedian) post
{res}
{txt}Average marginal effects{col 49}Number of obs{col 67}= {res}     9,823
{txt}Model VCE{col 14}: {res}Robust

{txt}{p2colset 1 14 16 2}{...}
{p2col:Expression}:{space 1}{res:Pr(paidcount), predict()}{p_end}
{p2colreset}{...}
{txt}{p2colset 1 14 16 2}{...}
{p2col:dy/dx w.r.t.}:{space 1}{res:itt2lowdso itt2highdso itt3lowdso itt3highdso dsomedian}{p_end}
{p2colreset}{...}

{res}{txt}{hline 13}{c TT}{hline 11}{hline 11}{hline 9}{hline 8}{hline 13}{hline 12}
{col 14}{c |}{col 26} Delta-method
{col 14}{c |}      dy/dx{col 26}   Std. Err.{col 38}      z{col 46}   P>|z|{col 54}     [95% Con{col 67}f. Interval]
{hline 13}{c +}{hline 11}{hline 11}{hline 9}{hline 8}{hline 13}{hline 12}
{space 2}itt2lowdso {c |}{col 14}{res}{space 2} .0250358{col 26}{space 2} .0164046{col 37}{space 1}    1.53{col 46}{space 3}0.127{col 54}{space 4}-.0071166{col 67}{space 3} .0571883
{txt}{space 1}itt2highdso {c |}{col 14}{res}{space 2} .0304661{col 26}{space 2} .0158654{col 37}{space 1}    1.92{col 46}{space 3}0.055{col 54}{space 4}-.0006295{col 67}{space 3} .0615617
{txt}{space 2}itt3lowdso {c |}{col 14}{res}{space 2} .0601011{col 26}{space 2} .0164256{col 37}{space 1}    3.66{col 46}{space 3}0.000{col 54}{space 4} .0279075{col 67}{space 3} .0922946
{txt}{space 1}itt3highdso {c |}{col 14}{res}{space 2}  .087463{col 26}{space 2} .0160429{col 37}{space 1}    5.45{col 46}{space 3}0.000{col 54}{space 4} .0560195{col 67}{space 3} .1189064
{txt}{space 3}dsomedian {c |}{col 14}{res}{space 2}-.0566867{col 26}{space 2} .0168937{col 37}{space 1}   -3.36{col 46}{space 3}0.001{col 54}{space 4}-.0897977{col 67}{space 3}-.0235758
{txt}{hline 13}{c BT}{hline 11}{hline 11}{hline 9}{hline 8}{hline 13}{hline 12}
{res}{txt}
{com}. est tab, p(%12.10g)
{res}
{txt}{hline 12}{c -}{c TT}{c -}{hline 12}{c -}{c -}
{ralign 12:Variable} {c |} {center 12:active} {space 1}
{hline 12}{c -}{c +}{c -}{hline 12}{c -}{c -}
{res}{txt}{space 2}itt2lowdso {c |}{res} {ralign 12:.02503584}{txt} {space 1}
{res}{txt}{space 12} {c |}{res} {ralign 12:.1269732762}{txt} {space 1}
{res}{txt}{space 1}itt2highdso {c |}{res} {ralign 12:.0304661}{txt} {space 1}
{res}{txt}{space 12} {c |}{res} {ralign 12:.0548218293}{txt} {space 1}
{res}{txt}{space 2}itt3lowdso {c |}{res} {ralign 12:.06010108}{txt} {space 1}
{res}{txt}{space 12} {c |}{res} {ralign 12:.0002532079}{txt} {space 1}
{res}{txt}{space 1}itt3highdso {c |}{res} {ralign 12:.087463}{txt} {space 1}
{res}{txt}{space 12} {c |}{res} {ralign 12:4.98542e-08}{txt} {space 1}
{res}{txt}{space 3}dsomedian {c |}{res} {ralign 12:-.05668673}{txt} {space 1}
{res}{txt}{space 12} {c |}{res} {ralign 12:.0007922085}{txt} {space 1}
{res}{txt}{hline 12}{c -}{c BT}{c -}{hline 12}{c -}{c -}
{ralign 29:legend: b/p}
{res}{txt}
{com}. 
. reg lnpayment `controls' if t==14, vce(cluster customer)
{txt}note: interviewerdummy15 omitted because of collinearity
note: datedummy14 omitted because of collinearity
note: datedummy16 omitted because of collinearity
note: schemedummynew31 omitted because of collinearity

Linear regression                               Number of obs     = {res}     5,456
                                                {txt}F(94, 5455)       =  {res}    24.97
                                                {txt}Prob > F          = {res}    0.0000
                                                {txt}R-squared         = {res}    0.3460
                                                {txt}Root MSE          =    {res} .88524

{txt}{ralign 85:(Std. Err. adjusted for {res:5,456} clusters in customer)}
{hline 20}{c TT}{hline 11}{hline 11}{hline 9}{hline 8}{hline 13}{hline 12}
{col 21}{c |}{col 33}    Robust
{col 1}          lnpayment{col 21}{c |}      Coef.{col 33}   Std. Err.{col 45}      t{col 53}   P>|t|{col 61}     [95% Con{col 74}f. Interval]
{hline 20}{c +}{hline 11}{hline 11}{hline 9}{hline 8}{hline 13}{hline 12}
{space 9}itt2lowdso {c |}{col 21}{res}{space 2} .0079822{col 33}{space 2}  .038727{col 44}{space 1}    0.21{col 53}{space 3}0.837{col 61}{space 4}-.0679382{col 74}{space 3} .0839025
{txt}{space 8}itt2highdso {c |}{col 21}{res}{space 2} .0149344{col 33}{space 2}  .048988{col 44}{space 1}    0.30{col 53}{space 3}0.760{col 61}{space 4}-.0811017{col 74}{space 3} .1109704
{txt}{space 9}itt3lowdso {c |}{col 21}{res}{space 2} .0416751{col 33}{space 2} .0392532{col 44}{space 1}    1.06{col 53}{space 3}0.288{col 61}{space 4}-.0352767{col 74}{space 3}  .118627
{txt}{space 8}itt3highdso {c |}{col 21}{res}{space 2} .0298775{col 33}{space 2} .0481838{col 44}{space 1}    0.62{col 53}{space 3}0.535{col 61}{space 4}-.0645821{col 74}{space 3}  .124337
{txt}{space 10}dsomedian {c |}{col 21}{res}{space 2} .3241056{col 33}{space 2} .0482166{col 44}{space 1}    6.72{col 53}{space 3}0.000{col 61}{space 4} .2295818{col 74}{space 3} .4186294
{txt}{space 4}premeaninvoicew {c |}{col 21}{res}{space 2} .0015369{col 33}{space 2} .0001225{col 44}{space 1}   12.55{col 53}{space 3}0.000{col 61}{space 4} .0012967{col 74}{space 3}  .001777
{txt}presumpaymentratiow {c |}{col 21}{res}{space 2}-.1634594{col 33}{space 2} .0318092{col 44}{space 1}   -5.14{col 53}{space 3}0.000{col 61}{space 4}-.2258182{col 74}{space 3}-.1011007
{txt}{space 1}preage_of_accountw {c |}{col 21}{res}{space 2} .0047892{col 33}{space 2} .0003094{col 44}{space 1}   15.48{col 53}{space 3}0.000{col 61}{space 4} .0041826{col 74}{space 3} .0053957
{txt}{space 1}preclosingbalancew {c |}{col 21}{res}{space 2} .0002384{col 33}{space 2} .0000274{col 44}{space 1}    8.69{col 53}{space 3}0.000{col 61}{space 4} .0001846{col 74}{space 3} .0002922
{txt}{space 2}prepaidcounttotal {c |}{col 21}{res}{space 2}-.0236725{col 33}{space 2} .0052794{col 44}{space 1}   -4.48{col 53}{space 3}0.000{col 61}{space 4}-.0340223{col 74}{space 3}-.0133227
{txt}{space 2}interviewerdummy1 {c |}{col 21}{res}{space 2} .0213734{col 33}{space 2} .0811581{col 44}{space 1}    0.26{col 53}{space 3}0.792{col 61}{space 4} -.137729{col 74}{space 3} .1804757
{txt}{space 2}interviewerdummy2 {c |}{col 21}{res}{space 2} .0425394{col 33}{space 2} .0821588{col 44}{space 1}    0.52{col 53}{space 3}0.605{col 61}{space 4}-.1185247{col 74}{space 3} .2036034
{txt}{space 2}interviewerdummy3 {c |}{col 21}{res}{space 2} .0821937{col 33}{space 2} .0847451{col 44}{space 1}    0.97{col 53}{space 3}0.332{col 61}{space 4}-.0839405{col 74}{space 3} .2483279
{txt}{space 2}interviewerdummy4 {c |}{col 21}{res}{space 2}-.0101945{col 33}{space 2}  .082835{col 44}{space 1}   -0.12{col 53}{space 3}0.902{col 61}{space 4}-.1725843{col 74}{space 3} .1521952
{txt}{space 2}interviewerdummy5 {c |}{col 21}{res}{space 2} .0732393{col 33}{space 2} .0807278{col 44}{space 1}    0.91{col 53}{space 3}0.364{col 61}{space 4}-.0850195{col 74}{space 3} .2314981
{txt}{space 2}interviewerdummy6 {c |}{col 21}{res}{space 2}-.0382356{col 33}{space 2} .0877025{col 44}{space 1}   -0.44{col 53}{space 3}0.663{col 61}{space 4}-.2101674{col 74}{space 3} .1336963
{txt}{space 2}interviewerdummy7 {c |}{col 21}{res}{space 2} .0143759{col 33}{space 2} .0888937{col 44}{space 1}    0.16{col 53}{space 3}0.872{col 61}{space 4}-.1598912{col 74}{space 3} .1886429
{txt}{space 2}interviewerdummy8 {c |}{col 21}{res}{space 2} .0186954{col 33}{space 2} .0816961{col 44}{space 1}    0.23{col 53}{space 3}0.819{col 61}{space 4}-.1414616{col 74}{space 3} .1788523
{txt}{space 2}interviewerdummy9 {c |}{col 21}{res}{space 2}-.0253876{col 33}{space 2} .0830964{col 44}{space 1}   -0.31{col 53}{space 3}0.760{col 61}{space 4}-.1882896{col 74}{space 3} .1375145
{txt}{space 1}interviewerdummy10 {c |}{col 21}{res}{space 2} .0155078{col 33}{space 2} .0840567{col 44}{space 1}    0.18{col 53}{space 3}0.854{col 61}{space 4}-.1492769{col 74}{space 3} .1802925
{txt}{space 1}interviewerdummy11 {c |}{col 21}{res}{space 2} .0179031{col 33}{space 2} .0945206{col 44}{space 1}    0.19{col 53}{space 3}0.850{col 61}{space 4} -.167395{col 74}{space 3} .2032011
{txt}{space 1}interviewerdummy12 {c |}{col 21}{res}{space 2} .0836204{col 33}{space 2} .0790984{col 44}{space 1}    1.06{col 53}{space 3}0.290{col 61}{space 4} -.071444{col 74}{space 3} .2386849
{txt}{space 1}interviewerdummy13 {c |}{col 21}{res}{space 2}-.0078386{col 33}{space 2} .0872338{col 44}{space 1}   -0.09{col 53}{space 3}0.928{col 61}{space 4}-.1788516{col 74}{space 3} .1631745
{txt}{space 1}interviewerdummy14 {c |}{col 21}{res}{space 2}  .077931{col 33}{space 2} .0806264{col 44}{space 1}    0.97{col 53}{space 3}0.334{col 61}{space 4}-.0801288{col 74}{space 3} .2359908
{txt}{space 1}interviewerdummy15 {c |}{col 21}{res}{space 2}        0{col 33}{txt}  (omitted)
{space 1}interviewerdummy16 {c |}{col 21}{res}{space 2}  .079767{col 33}{space 2} .0798106{col 44}{space 1}    1.00{col 53}{space 3}0.318{col 61}{space 4}-.0766937{col 74}{space 3} .2362277
{txt}{space 9}datedummy1 {c |}{col 21}{res}{space 2} 1.427184{col 33}{space 2} .3094619{col 44}{space 1}    4.61{col 53}{space 3}0.000{col 61}{space 4}  .820515{col 74}{space 3} 2.033853
{txt}{space 9}datedummy2 {c |}{col 21}{res}{space 2}-.2665996{col 33}{space 2} 1.038243{col 44}{space 1}   -0.26{col 53}{space 3}0.797{col 61}{space 4}-2.301971{col 74}{space 3} 1.768772
{txt}{space 9}datedummy3 {c |}{col 21}{res}{space 2} .6560299{col 33}{space 2} .0937032{col 44}{space 1}    7.00{col 53}{space 3}0.000{col 61}{space 4} .4723342{col 74}{space 3} .8397256
{txt}{space 9}datedummy4 {c |}{col 21}{res}{space 2} .5837601{col 33}{space 2} .1343978{col 44}{space 1}    4.34{col 53}{space 3}0.000{col 61}{space 4} .3202868{col 74}{space 3} .8472334
{txt}{space 9}datedummy5 {c |}{col 21}{res}{space 2} .6550245{col 33}{space 2}  .124058{col 44}{space 1}    5.28{col 53}{space 3}0.000{col 61}{space 4} .4118212{col 74}{space 3} .8982277
{txt}{space 9}datedummy6 {c |}{col 21}{res}{space 2} .6437486{col 33}{space 2}  .105008{col 44}{space 1}    6.13{col 53}{space 3}0.000{col 61}{space 4}  .437891{col 74}{space 3} .8496061
{txt}{space 9}datedummy7 {c |}{col 21}{res}{space 2}  .612883{col 33}{space 2} .1014448{col 44}{space 1}    6.04{col 53}{space 3}0.000{col 61}{space 4} .4140107{col 74}{space 3} .8117554
{txt}{space 9}datedummy8 {c |}{col 21}{res}{space 2} .5705332{col 33}{space 2} .0990374{col 44}{space 1}    5.76{col 53}{space 3}0.000{col 61}{space 4} .3763803{col 74}{space 3}  .764686
{txt}{space 9}datedummy9 {c |}{col 21}{res}{space 2} .5509048{col 33}{space 2} .0980636{col 44}{space 1}    5.62{col 53}{space 3}0.000{col 61}{space 4} .3586611{col 74}{space 3} .7431484
{txt}{space 8}datedummy10 {c |}{col 21}{res}{space 2} .6215457{col 33}{space 2} .0926964{col 44}{space 1}    6.71{col 53}{space 3}0.000{col 61}{space 4} .4398237{col 74}{space 3} .8032676
{txt}{space 8}datedummy11 {c |}{col 21}{res}{space 2} .7282154{col 33}{space 2} .0942055{col 44}{space 1}    7.73{col 53}{space 3}0.000{col 61}{space 4} .5435351{col 74}{space 3} .9128958
{txt}{space 8}datedummy12 {c |}{col 21}{res}{space 2} .5661953{col 33}{space 2} .0958959{col 44}{space 1}    5.90{col 53}{space 3}0.000{col 61}{space 4} .3782011{col 74}{space 3} .7541895
{txt}{space 8}datedummy13 {c |}{col 21}{res}{space 2} .6345101{col 33}{space 2} .0940481{col 44}{space 1}    6.75{col 53}{space 3}0.000{col 61}{space 4} .4501383{col 74}{space 3}  .818882
{txt}{space 8}datedummy14 {c |}{col 21}{res}{space 2}        0{col 33}{txt}  (omitted)
{space 8}datedummy15 {c |}{col 21}{res}{space 2} .5987932{col 33}{space 2} .0929554{col 44}{space 1}    6.44{col 53}{space 3}0.000{col 61}{space 4} .4165634{col 74}{space 3} .7810229
{txt}{space 8}datedummy16 {c |}{col 21}{res}{space 2}        0{col 33}{txt}  (omitted)
{space 8}datedummy17 {c |}{col 21}{res}{space 2} .5839481{col 33}{space 2} .0918055{col 44}{space 1}    6.36{col 53}{space 3}0.000{col 61}{space 4} .4039728{col 74}{space 3} .7639235
{txt}{space 8}datedummy18 {c |}{col 21}{res}{space 2} .6279927{col 33}{space 2} .0936437{col 44}{space 1}    6.71{col 53}{space 3}0.000{col 61}{space 4} .4444137{col 74}{space 3} .8115718
{txt}{space 4}schemedummynew1 {c |}{col 21}{res}{space 2} .1626538{col 33}{space 2} .2358568{col 44}{space 1}    0.69{col 53}{space 3}0.490{col 61}{space 4}-.2997196{col 74}{space 3} .6250271
{txt}{space 4}schemedummynew2 {c |}{col 21}{res}{space 2}  .078784{col 33}{space 2} .2254167{col 44}{space 1}    0.35{col 53}{space 3}0.727{col 61}{space 4}-.3631226{col 74}{space 3} .5206906
{txt}{space 4}schemedummynew3 {c |}{col 21}{res}{space 2}-.1502624{col 33}{space 2} .2063848{col 44}{space 1}   -0.73{col 53}{space 3}0.467{col 61}{space 4} -.554859{col 74}{space 3} .2543342
{txt}{space 4}schemedummynew4 {c |}{col 21}{res}{space 2} .0894975{col 33}{space 2} .2224034{col 44}{space 1}    0.40{col 53}{space 3}0.687{col 61}{space 4}-.3465019{col 74}{space 3} .5254969
{txt}{space 4}schemedummynew5 {c |}{col 21}{res}{space 2} .0113214{col 33}{space 2} .2337579{col 44}{space 1}    0.05{col 53}{space 3}0.961{col 61}{space 4}-.4469373{col 74}{space 3} .4695802
{txt}{space 4}schemedummynew6 {c |}{col 21}{res}{space 2} -.015898{col 33}{space 2} .2054165{col 44}{space 1}   -0.08{col 53}{space 3}0.938{col 61}{space 4}-.4185962{col 74}{space 3} .3868003
{txt}{space 4}schemedummynew7 {c |}{col 21}{res}{space 2} -.215256{col 33}{space 2} .2241068{col 44}{space 1}   -0.96{col 53}{space 3}0.337{col 61}{space 4}-.6545948{col 74}{space 3} .2240828
{txt}{space 4}schemedummynew8 {c |}{col 21}{res}{space 2}-.3404716{col 33}{space 2} .1975015{col 44}{space 1}   -1.72{col 53}{space 3}0.085{col 61}{space 4}-.7276534{col 74}{space 3} .0467101
{txt}{space 4}schemedummynew9 {c |}{col 21}{res}{space 2}-.0864118{col 33}{space 2} .2516096{col 44}{space 1}   -0.34{col 53}{space 3}0.731{col 61}{space 4} -.579667{col 74}{space 3} .4068433
{txt}{space 3}schemedummynew10 {c |}{col 21}{res}{space 2} -.035129{col 33}{space 2}  .197643{col 44}{space 1}   -0.18{col 53}{space 3}0.859{col 61}{space 4}-.4225882{col 74}{space 3} .3523301
{txt}{space 3}schemedummynew11 {c |}{col 21}{res}{space 2} .0105602{col 33}{space 2} .1963957{col 44}{space 1}    0.05{col 53}{space 3}0.957{col 61}{space 4}-.3744536{col 74}{space 3} .3955741
{txt}{space 3}schemedummynew12 {c |}{col 21}{res}{space 2}-.0770114{col 33}{space 2} .1938572{col 44}{space 1}   -0.40{col 53}{space 3}0.691{col 61}{space 4}-.4570488{col 74}{space 3} .3030261
{txt}{space 3}schemedummynew13 {c |}{col 21}{res}{space 2} .3221283{col 33}{space 2} .2165828{col 44}{space 1}    1.49{col 53}{space 3}0.137{col 61}{space 4}-.1024603{col 74}{space 3}  .746717
{txt}{space 3}schemedummynew14 {c |}{col 21}{res}{space 2} .0671456{col 33}{space 2} .2116316{col 44}{space 1}    0.32{col 53}{space 3}0.751{col 61}{space 4}-.3477368{col 74}{space 3} .4820281
{txt}{space 3}schemedummynew15 {c |}{col 21}{res}{space 2}-.4010436{col 33}{space 2} .2491603{col 44}{space 1}   -1.61{col 53}{space 3}0.108{col 61}{space 4}-.8894971{col 74}{space 3} .0874099
{txt}{space 3}schemedummynew16 {c |}{col 21}{res}{space 2} .1587381{col 33}{space 2} .2019156{col 44}{space 1}    0.79{col 53}{space 3}0.432{col 61}{space 4} -.237097{col 74}{space 3} .5545731
{txt}{space 3}schemedummynew17 {c |}{col 21}{res}{space 2} .1029392{col 33}{space 2} .2125845{col 44}{space 1}    0.48{col 53}{space 3}0.628{col 61}{space 4}-.3138113{col 74}{space 3} .5196896
{txt}{space 3}schemedummynew18 {c |}{col 21}{res}{space 2}-.2653314{col 33}{space 2} .1970447{col 44}{space 1}   -1.35{col 53}{space 3}0.178{col 61}{space 4}-.6516176{col 74}{space 3} .1209549
{txt}{space 3}schemedummynew19 {c |}{col 21}{res}{space 2} .1012229{col 33}{space 2} .1975692{col 44}{space 1}    0.51{col 53}{space 3}0.608{col 61}{space 4}-.2860916{col 74}{space 3} .4885374
{txt}{space 3}schemedummynew20 {c |}{col 21}{res}{space 2}-.1609084{col 33}{space 2} .2148115{col 44}{space 1}   -0.75{col 53}{space 3}0.454{col 61}{space 4}-.5820246{col 74}{space 3} .2602078
{txt}{space 3}schemedummynew21 {c |}{col 21}{res}{space 2} .4283421{col 33}{space 2} .2391958{col 44}{space 1}    1.79{col 53}{space 3}0.073{col 61}{space 4}-.0405771{col 74}{space 3} .8972613
{txt}{space 3}schemedummynew22 {c |}{col 21}{res}{space 2}-.1080556{col 33}{space 2} .2078359{col 44}{space 1}   -0.52{col 53}{space 3}0.603{col 61}{space 4}-.5154968{col 74}{space 3} .2993856
{txt}{space 3}schemedummynew23 {c |}{col 21}{res}{space 2}-.2358224{col 33}{space 2} .1994072{col 44}{space 1}   -1.18{col 53}{space 3}0.237{col 61}{space 4}  -.62674{col 74}{space 3} .1550952
{txt}{space 3}schemedummynew24 {c |}{col 21}{res}{space 2} .0316801{col 33}{space 2} .1990227{col 44}{space 1}    0.16{col 53}{space 3}0.874{col 61}{space 4}-.3584837{col 74}{space 3}  .421844
{txt}{space 3}schemedummynew25 {c |}{col 21}{res}{space 2} .0417021{col 33}{space 2}  .198625{col 44}{space 1}    0.21{col 53}{space 3}0.834{col 61}{space 4}-.3476823{col 74}{space 3} .4310864
{txt}{space 3}schemedummynew26 {c |}{col 21}{res}{space 2} .1714404{col 33}{space 2} .2257772{col 44}{space 1}    0.76{col 53}{space 3}0.448{col 61}{space 4} -.271173{col 74}{space 3} .6140538
{txt}{space 3}schemedummynew27 {c |}{col 21}{res}{space 2} .2229462{col 33}{space 2} .2076339{col 44}{space 1}    1.07{col 53}{space 3}0.283{col 61}{space 4}-.1840991{col 74}{space 3} .6299915
{txt}{space 3}schemedummynew28 {c |}{col 21}{res}{space 2}-.2549458{col 33}{space 2} .2156353{col 44}{space 1}   -1.18{col 53}{space 3}0.237{col 61}{space 4} -.677677{col 74}{space 3} .1677854
{txt}{space 3}schemedummynew29 {c |}{col 21}{res}{space 2} .0027276{col 33}{space 2} .2504295{col 44}{space 1}    0.01{col 53}{space 3}0.991{col 61}{space 4}-.4882142{col 74}{space 3} .4936694
{txt}{space 3}schemedummynew30 {c |}{col 21}{res}{space 2}-.1553207{col 33}{space 2} .2072172{col 44}{space 1}   -0.75{col 53}{space 3}0.454{col 61}{space 4}-.5615492{col 74}{space 3} .2509077
{txt}{space 3}schemedummynew31 {c |}{col 21}{res}{space 2}        0{col 33}{txt}  (omitted)
{space 3}schemedummynew32 {c |}{col 21}{res}{space 2}-.0616115{col 33}{space 2} .2254864{col 44}{space 1}   -0.27{col 53}{space 3}0.785{col 61}{space 4}-.5036549{col 74}{space 3} .3804318
{txt}{space 3}schemedummynew33 {c |}{col 21}{res}{space 2}-.0129278{col 33}{space 2} .2030588{col 44}{space 1}   -0.06{col 53}{space 3}0.949{col 61}{space 4}-.4110041{col 74}{space 3} .3851484
{txt}{space 3}schemedummynew34 {c |}{col 21}{res}{space 2}-.0884604{col 33}{space 2}  .201694{col 44}{space 1}   -0.44{col 53}{space 3}0.661{col 61}{space 4} -.483861{col 74}{space 3} .3069403
{txt}{space 3}schemedummynew35 {c |}{col 21}{res}{space 2}-.0214983{col 33}{space 2} .1978732{col 44}{space 1}   -0.11{col 53}{space 3}0.913{col 61}{space 4}-.4094088{col 74}{space 3} .3664122
{txt}{space 3}schemedummynew36 {c |}{col 21}{res}{space 2}-.1597882{col 33}{space 2} .2073766{col 44}{space 1}   -0.77{col 53}{space 3}0.441{col 61}{space 4}-.5663292{col 74}{space 3} .2467527
{txt}{space 3}schemedummynew37 {c |}{col 21}{res}{space 2}-.0268956{col 33}{space 2} .1951334{col 44}{space 1}   -0.14{col 53}{space 3}0.890{col 61}{space 4}-.4094348{col 74}{space 3} .3556437
{txt}{space 3}schemedummynew38 {c |}{col 21}{res}{space 2} .1916229{col 33}{space 2} .2153799{col 44}{space 1}    0.89{col 53}{space 3}0.374{col 61}{space 4}-.2306076{col 74}{space 3} .6138534
{txt}{space 3}schemedummynew39 {c |}{col 21}{res}{space 2}-.0154106{col 33}{space 2} .7045879{col 44}{space 1}   -0.02{col 53}{space 3}0.983{col 61}{space 4}-1.396684{col 74}{space 3} 1.365863
{txt}{space 3}schemedummynew40 {c |}{col 21}{res}{space 2}-.0979366{col 33}{space 2} .2025629{col 44}{space 1}   -0.48{col 53}{space 3}0.629{col 61}{space 4}-.4950407{col 74}{space 3} .2991674
{txt}{space 3}schemedummynew41 {c |}{col 21}{res}{space 2} .2227317{col 33}{space 2} .2041071{col 44}{space 1}    1.09{col 53}{space 3}0.275{col 61}{space 4}-.1773998{col 74}{space 3} .6228631
{txt}{space 3}schemedummynew42 {c |}{col 21}{res}{space 2}-.0755025{col 33}{space 2} .2061697{col 44}{space 1}   -0.37{col 53}{space 3}0.714{col 61}{space 4}-.4796774{col 74}{space 3} .3286724
{txt}{space 3}schemedummynew43 {c |}{col 21}{res}{space 2} .1563472{col 33}{space 2} .1976659{col 44}{space 1}    0.79{col 53}{space 3}0.429{col 61}{space 4} -.231157{col 74}{space 3} .5438513
{txt}{space 3}schemedummynew44 {c |}{col 21}{res}{space 2} .2916254{col 33}{space 2} .2186462{col 44}{space 1}    1.33{col 53}{space 3}0.182{col 61}{space 4}-.1370083{col 74}{space 3} .7202591
{txt}{space 3}schemedummynew45 {c |}{col 21}{res}{space 2}  .023775{col 33}{space 2} .2381345{col 44}{space 1}    0.10{col 53}{space 3}0.920{col 61}{space 4}-.4430636{col 74}{space 3} .4906135
{txt}{space 3}schemedummynew46 {c |}{col 21}{res}{space 2} .2534566{col 33}{space 2} .1960631{col 44}{space 1}    1.29{col 53}{space 3}0.196{col 61}{space 4}-.1309054{col 74}{space 3} .6378185
{txt}{space 3}schemedummynew47 {c |}{col 21}{res}{space 2} .3552929{col 33}{space 2} .2167225{col 44}{space 1}    1.64{col 53}{space 3}0.101{col 61}{space 4}-.0695697{col 74}{space 3} .7801555
{txt}{space 3}schemedummynew48 {c |}{col 21}{res}{space 2} .1775633{col 33}{space 2} .2286399{col 44}{space 1}    0.78{col 53}{space 3}0.437{col 61}{space 4}-.2706621{col 74}{space 3} .6257887
{txt}{space 3}schemedummynew49 {c |}{col 21}{res}{space 2} .1189741{col 33}{space 2} .2044962{col 44}{space 1}    0.58{col 53}{space 3}0.561{col 61}{space 4}  -.28192{col 74}{space 3} .5198681
{txt}{space 3}schemedummynew50 {c |}{col 21}{res}{space 2}-.0799536{col 33}{space 2} .2361866{col 44}{space 1}   -0.34{col 53}{space 3}0.735{col 61}{space 4}-.5429735{col 74}{space 3} .3830663
{txt}{space 3}schemedummynew51 {c |}{col 21}{res}{space 2} .2954023{col 33}{space 2} .2081738{col 44}{space 1}    1.42{col 53}{space 3}0.156{col 61}{space 4}-.1127014{col 74}{space 3} .7035061
{txt}{space 3}schemedummynew52 {c |}{col 21}{res}{space 2}-.1978165{col 33}{space 2} .2065127{col 44}{space 1}   -0.96{col 53}{space 3}0.338{col 61}{space 4}-.6026637{col 74}{space 3} .2070307
{txt}{space 3}schemedummynew53 {c |}{col 21}{res}{space 2}-.2831699{col 33}{space 2}  .202071{col 44}{space 1}   -1.40{col 53}{space 3}0.161{col 61}{space 4}-.6793097{col 74}{space 3} .1129699
{txt}{space 3}schemedummynew54 {c |}{col 21}{res}{space 2} .3505941{col 33}{space 2} .2547416{col 44}{space 1}    1.38{col 53}{space 3}0.169{col 61}{space 4}-.1488012{col 74}{space 3} .8499893
{txt}{space 14}_cons {c |}{col 21}{res}{space 2} 4.133005{col 33}{space 2}  .233797{col 44}{space 1}   17.68{col 53}{space 3}0.000{col 61}{space 4}  3.67467{col 74}{space 3} 4.591341
{txt}{hline 20}{c BT}{hline 11}{hline 11}{hline 9}{hline 8}{hline 13}{hline 12}
{res}{txt}
{com}. 
. preserve 
{txt}
{com}. keep if t==14
{txt}(384,211 observations deleted)

{com}. capture program drop Ey_boot
{txt}
{com}. program define Ey_boot, eclass
{txt}  1{com}. twopm payment itt2lowdso itt2highdso itt3lowdso itt3highdso dsomedian premeaninvoicew presumpaymentratiow preage_of_accountw preclosingbalancew prepaidcounttotal interviewerdummy* datedummy* schemedummynew*, firstpart(probit) secondpart(regress, log) vce(cluster customer)
{txt}  2{com}. margins, dydx(itt2lowdso itt2highdso itt3lowdso itt3highdso dsomedian) predict(duan) nose post
{txt}  3{com}. end
{txt}
{com}. bootstrap _b, seed(3125) reps(1000): Ey_boot
{txt}(running Ey_boot on estimation sample)

Bootstrap replications ({res}1000{txt})
{hline 4}{c +}{hline 3} 1 {hline 3}{c +}{hline 3} 2 {hline 3}{c +}{hline 3} 3 {hline 3}{c +}{hline 3} 4 {hline 3}{c +}{hline 3} 5 
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{res}
{txt}Average marginal effects{col 49}Number of obs{col 67}= {res}     9,823
{txt}{col 49}Replications{col 67}= {res}     1,000

{txt}{hline 13}{c TT}{hline 11}{hline 11}{hline 9}{hline 8}{hline 13}{hline 12}
{col 14}{c |}   Observed{col 26}   Bootstrap{col 54}         Norm{col 67}al-based
{col 14}{c |}      Coef.{col 26}   Std. Err.{col 38}      z{col 46}   P>|z|{col 54}     [95% Con{col 67}f. Interval]
{hline 13}{c +}{hline 11}{hline 11}{hline 9}{hline 8}{hline 13}{hline 12}
{space 2}itt2lowdso {c |}{col 14}{res}{space 2} 13.65563{col 26}{space 2} 12.06695{col 37}{space 1}    1.13{col 46}{space 3}0.258{col 54}{space 4}-9.995161{col 67}{space 3} 37.30641
{txt}{space 1}itt2highdso {c |}{col 14}{res}{space 2} 17.82045{col 26}{space 2} 13.33979{col 37}{space 1}    1.34{col 46}{space 3}0.182{col 54}{space 4}-8.325067{col 67}{space 3} 43.96596
{txt}{space 2}itt3lowdso {c |}{col 14}{res}{space 2} 37.96889{col 26}{space 2} 12.23586{col 37}{space 1}    3.10{col 46}{space 3}0.002{col 54}{space 4} 13.98705{col 67}{space 3} 61.95073
{txt}{space 1}itt3highdso {c |}{col 14}{res}{space 2} 48.16498{col 26}{space 2} 13.84301{col 37}{space 1}    3.48{col 46}{space 3}0.001{col 54}{space 4} 21.03318{col 67}{space 3} 75.29679
{txt}{space 3}dsomedian {c |}{col 14}{res}{space 2} 47.92086{col 26}{space 2} 13.49708{col 37}{space 1}    3.55{col 46}{space 3}0.000{col 54}{space 4} 21.46706{col 67}{space 3} 74.37466
{txt}{hline 13}{c BT}{hline 11}{hline 11}{hline 9}{hline 8}{hline 13}{hline 12}

{com}. estimates store highlow
{txt}
{com}. restore
{txt}
{com}. test itt2lowdso = itt2highdso

{p 0 7}{space 1}{text:( 1)}{space 1} {res}itt2lowdso - itt2highdso = 0{p_end}

{txt}{col 12}chi2(  1) ={res}    0.05
{txt}{col 10}Prob > chi2 =  {res}  0.8146
{txt}
{com}. test itt3lowdso = itt3highdso

{p 0 7}{space 1}{text:( 1)}{space 1} {res}itt3lowdso - itt3highdso = 0{p_end}

{txt}{col 12}chi2(  1) ={res}    0.32
{txt}{col 10}Prob > chi2 =  {res}  0.5727
{txt}
{com}. 
. log close
      {txt}name:  {res}<unnamed>
       {txt}log:  {res}/Users/sebastiantonke/Desktop/Replication Package/Replication files experiment/output_logs/table A14.smcl
  {txt}log type:  {res}smcl
 {txt}closed on:  {res}12 Jul 2023, 02:57:58
{txt}{.-}
{smcl}
{txt}{sf}{ul off}